Tyger Posted April 8, 2008 Report Share Posted April 8, 2008 SOOOOOOOOOO, as you all know, I have been wanting Mirena FOREVER!! The doctor's office was suppose to call and verify that I was covered, and they never called me back, so I assumed from what read in the insurance book and no call back, I was all set, and excited. Fucking BCBS is BS!! So much for following up or preparing the patient.I get there today, and the receptionist tells me that it's a deductable-ratio cost. Meaning I had to PAY for the whole thing, procedure and all, which, I couldn't do. It would've been over $800!!!! Our deductable is a thousand dollars, so, of course, it hasn't been met yet. This is because it's not a necessity, even though their book says that "contraceptives prescribed or inserted by a physician" is. So, I am on some fuckin' pills. I was so upset when I found out that it wasn't covered that I cried. I think I'm gonna call them and tell them that their book is EXTREMELY deceptive and unclear. Quote Link to comment Share on other sites More sharing options...
Members pappyld04 Posted April 8, 2008 Members Report Share Posted April 8, 2008 Iha, we the vaginaless population, may have a problem with your male-centric thing. This is an insurance thing not a sexual organ thing! Quote Link to comment Share on other sites More sharing options...
Members leslieanne Posted April 8, 2008 Members Report Share Posted April 8, 2008 Tyger - there maybe a few other options for you to try. Sometimes drug companies will help cover the cost of one of their "drugs". Wouldn't hurt to contact them and see if they have some type of cost sharing program. Another option would be Planned Parenthood or other "free clinic" - some provide IUD's - some don't, but if there is one in your area it would be worth checking it out. And I agree that the disparity between what is and isn't covered with respect to all types of birth control vs. Viagra or similar meds is irritating, maddening and down right discriminatory. Quote Link to comment Share on other sites More sharing options...
Members ladylove Posted April 8, 2008 Members Report Share Posted April 8, 2008 I had to pay for my IUD. However, I know if you contact the ins co and speak to a person in charge (not the one that answers your phone call) you can sometimes get them to pay for it, or at least a portion of it. You need to have clear and convincing argumets to everything they through out at you. If you don't get what you want with one person, and you seem to be going in circles, just keep climbing the ladder. If they tell you there isn't anyone, thats BS, everyone has a boss in the ins co. In Short BE A PEST, not a bitch! In additon to that, you should definatly call the Dr. office; they will sometimes give you a bit of a discount (your new so I'm not sure) or at the very least they will work out a payment plan that will work for you.NO! I'm not in the medical care business, not even close; and I don't have any conection to the ins co. I've just had some experience in this. I do think insurance co. and medical lawsuits are the biggest problem in/for health care; but doctors seem to be getting all the back lash for the health care costs and problems. (HOT TOPIC! can you tell?)I hope this will help. Quote Link to comment Share on other sites More sharing options...
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